Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Fred Isaac, Loan Officer at NEXA Lending. NMLS #1885717. Call (209) 985-4788.
Fred Isaac is a Loan Officer at NEXA Lending (NMLS #1885717). Expert mortgage loan originator in Arizona and California helping first-time buyers, refinancing, and home purchases. Licensed #1885717.
Fred Isaac is licensed to provide mortgage services in Arizona and California.
Fred Isaac offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona and California. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (209) 985-4788 and email fisaac@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Fred Isaac's NMLS license number is 1885717. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Fred Isaac will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
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